/* Base settings */
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: system-ui, -apple-system, Segoe UI, Roboto, Ubuntu, Cantarell, 'Helvetica Neue', Arial, 'Noto Sans', 'Apple Color Emoji', 'Segoe UI Emoji', 'Segoe UI Symbol', sans-serif;
  line-height: 1.6;
  color: #0f172a;
  background: #ffffff;
}
a { color: #0a2940; text-decoration: none; }
a:hover { text-decoration: underline; }
img { max-width: 100%; height: auto; display: block; }
.container { width: 90%; max-width: 1200px; margin-inline: auto; }

/* Accessibility */
.skip-link {
  position: absolute; left: -9999px; top: auto;
}
.skip-link:focus {
  left: 1rem; top: 1rem; background: #fff; border: 2px solid #0a2940; padding: .5rem;
}

/* Header */
.site-header {
  position: sticky; top: 0; z-index: 1000;
  background: rgba(255,255,255,.9); backdrop-filter: saturate(180%) blur(8px);
  border-bottom: 1px solid #e5e7eb;
}
.site-header .container {
  display: grid; grid-template-columns: auto 1fr auto; gap: 1rem; align-items: center; padding: .75rem 0;
}
.brand { display: inline-flex; gap: .6rem; align-items: center; font-weight: 700; }
.brand-name { white-space: nowrap; }
.nav { display: flex; gap: 1rem; list-style: none; padding: 0; margin: 0; justify-content: center; }
.phone { white-space: nowrap; font-weight: 600; }

/* Buttons */
.btn { display: inline-block; padding: .8rem 1.1rem; border-radius: .6rem; border: 1px solid #0a2940; background: #0a2940; color: #fff; font-weight: 600; text-align: center; }
.btn:hover { filter: brightness(1.05); text-decoration: none; }
.btn-outline { background: transparent; color: #0a2940; }
.btn-small { padding: .5rem .8rem; font-size: .9rem; }
.btn-large { padding: 1rem 1.2rem; font-size: 1.2rem; }
.btn-block { width: 100%; }

/* Hero */
.hero {
  background: radial-gradient(1200px 500px at 10% -10%, #e6ecf6 0%, transparent 60%), linear-gradient(#f8fafc, #ffffff);
  padding: 3.5rem 0 2rem;
}
.hero-grid {
  display: grid; grid-template-columns: 1.2fr .9fr; gap: 2rem; align-items: start;
}
.hero h1 { font-size: clamp(2rem, 4vw, 3rem); line-height: 1.2; margin: 0 0 1rem; }
.hero p { font-size: 1.05rem; }
.card {
  background: #fff; border: 1px solid #e5e7eb; border-radius: .9rem; padding: 1.2rem; box-shadow: 0 10px 30px rgba(2,6,23,.04);
}
.card h2 { margin-top: 0; }

.checklist { padding-left: 1.2rem; }
.checklist li { margin: .3rem 0; }

/* Form */
form label { display: grid; gap: .35rem; margin-bottom: .8rem; font-weight: 600; }
input, select, textarea {
  padding: .75rem .8rem; border: 1px solid #d1d5db; border-radius: .6rem; font: inherit;
}
input:focus, select:focus, textarea:focus {
  outline: 2px solid #0a294033; border-color: #0a2940;
}
.form-subtitle { margin-top: -0.5rem; color: #475569; }
.fine-print { font-size: .85rem; color: #475569; }
.form-status { margin-top: .5rem; min-height: 1.2rem; font-size: .95rem; }

/* Sections */
.section { padding: 3rem 0; }
.section h2 { font-size: clamp(1.6rem, 2.5vw, 2.2rem); margin: 0 0 1rem; }
.section p { margin-top: 0; }
.tint { background: #f8fafc; }
.highlight { background: #0a2940; color: #fff; text-align: center; }
.highlight a { color: #fff; }

/* Steps */
.steps {
  display: grid; grid-template-columns: repeat(3, 1fr); gap: 1rem;
}
.step { padding: 1rem; border: 1px dashed #cbd5e1; border-radius: .8rem; background: #fff; }
.step-num {
  width: 2rem; height: 2rem; border-radius: 50%; display: grid; place-items: center; font-weight: 700; background: #0a2940; color: #fff; margin-bottom: .5rem;
}

/* Benefits */
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1rem; }
.card-benefit h3 { margin-top: 0; }

/* Areas */
.pill-list { display: flex; gap: .6rem; flex-wrap: wrap; list-style: none; padding-left: 0; }
.pill-list li { background: #e6ecf6; color: #0a2940; padding: .5rem .75rem; border-radius: 999px; border: 1px solid #0a294033; }

/* Social proof */
.quotes { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }
.quote blockquote { margin: 0 0 .5rem; font-size: 1.05rem; }

/* Footer */
.site-footer { border-top: 1px solid #e5e7eb; padding: 2rem 0; background: #ffffff; }
.footer-grid { display: grid; grid-template-columns: 1.2fr 1fr 1.2fr; gap: 1rem; align-items: start; }
.footer-nav { list-style: none; padding: 0; margin: 0; display: grid; gap: .3rem; }
.assistive { color: #475569; }

/* Responsive */
@media (max-width: 900px) {
  .site-header .container { grid-template-columns: 1fr auto; grid-template-areas: 'brand phone' 'nav nav'; }
  .nav { flex-wrap: wrap; justify-content: flex-start; }
  .hero-grid { grid-template-columns: 1fr; }
  .steps, .grid-3, .quotes, .footer-grid { grid-template-columns: 1fr; }
}